Rich Image, Inc. has operated an eBay store for about 20 years. Back then there were a lot of checks and money orders mailed in for eBay auctions. We also had our own credit card processing but customers had to call in and read the numbers and details over the phone. eBay started eBay Payments and then bought PayPal and dissolved their own payment system. We have had a PayPal Business account since day 1 that eBay bought PayPal. We had to verify our business checking account along with credit and debit cards.